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ORDER

                                         

UNDER RULE 5 OF SEBI (PROCEDURE FOR HOLDING INQUIRY AND

IMPOSING PENALTIES BY ADJUDICATING OFFICER) RULES, 1995. READ WITH SECTION 15-I OF SECURITIES AND EXCHANGE BOARD OF INDIA ACT, 1992

 

Against

 

M/s Arihant Securities

(Proprietor, Shri Bipin Vora)

  Sub Broker

(SEBI registration no. INS 011410714)

Mumbai

1.0       Background

1.1       M/s Arihant Securities (proprietor, Shri Bipin Vora) is registered with Securities and Exchange Board of India (hereinafter referred to as “SEBI”) as a sub broker (SEBI registration no. INS 011410714) affiliated to M/s Wellworth Share & Stock Broking Limited, member-broker of Bombay Stock Exchange Ltd., Mumbai (hereinafter referred to as “BSE / exchange”) with registration no. INB 011055739. Its registered office is presently located at 7, Shirin Shorab Palace, Nariman Road, Vile Parle (East), Mumbai – 400 057 and correspondence office is at C-311, Shyam Kamal, Aggarwal Market, Near Railway Station, Vile Parle (East), Mumbai – 400 057. Shri Bipin Vora – proprietor of M/s Arihant Securities is holding Income Tax Permanent Account Number  AANPV7035M.

 

1.2       An inspection of books of account, documents and other records of M/s Arihant Securities (hereinafter referred to as ‘AS ‘) was conducted by SEBI officials during February 2005. The inspection covered the period of financial years 2003-04 and 2004- 2005 (till date of inspection). It is alleged that during the inspection certain violations of SEBI Act 1992, SEBI (Portfolio Managers) Rules,1993, SEBI (Stock-Brokers and Sub-Brokers) Rules, 1992, SEBI (Stock-Brokers and Sub-Brokers) Regulations, 1992 (hereinafter referred to as “Broker Regulations”) and SEBI circulars were observed.  The findings of inspection were communicated to AS vide SEBI letter no. MIRSD/DPS-1/Post-Insp./RRM/Sub Brk-/108/2005/39470 dated May 02, 2005 with an advice to submit its para-wise comments to the findings of inspection.  As the reply of AS submitted vide letter dated June 01, 2005 was found to be unsatisfactory in respect of some of the findings, it was decided to conduct adjudication proceedings against AS.  In this connection, I was appointed as the Adjudicating Officer, vide SEBI order dated January 25, 2006 which was communicated vide proceedings dated February 11, 2006 and August 23, 2006.

 

2.0       Notice / Reply / Personal Hearing

 

2.1       Accordingly, I issued a show cause notice dated April 12, 2007 to AS under Rule 4 of SEBI (Procedure for Holding Enquiry and Imposing Penalty by the Adjudicating Officer) Rules, 1995 to show cause as to why an enquiry should not be initiated against it and penalty be not imposed on it for the violations of SEBI Act 1992, SEBI (Portfolio Managers) Rules, 1993, SEBI (Stock-Brokers and Sub-Brokers) Rules, 1992, Broker Regulations and SEBI circulars as observed during the inspection.  AS was advised to make its submissions, if any, along with supporting documents within 14 days from the date of receipt of notice.  AS was also advised to note that in case it failed to reply within the stipulated time, it would be presumed that it has no suitable explanation / reply and that the matter would be further proceeded with on the basis of evidence on record.

 

2.2             The show cause notice was delivered to AS as evidenced by the signed A.D. card received.  AS vide its letter dated May 04, 2007 replied to the aforesaid show cause notice and also requested for personal hearing. Accordingly, I decided to conduct an inquiry in the matter and issued a notice of inquiry dated July 03, 2007 fixing July 10, 2007 as date of hearing. 

 

2.3             Mr. Bipin Vora, proprietor – AS and Mr. Deepak Shah, Advocate appeared before me on July 10, 2007 for the hearing. Mr. Deepak Shah submitted authority letter dated July 05, 2007 signed by Sh Bipin Vora, proprietor – AS. They made submissions as under :

 

“The oral submissions which are been made now are in addition to all the written submissions already made in this matter by us.  Basically there are only 2 allegations against us.

 

1.                  Acting as unregistered sub broker.

 

2.                  Acting as unregistered portfolio manager.

 

I will deal with the 2nd allegation first.  I am a person who is not well educated and not fluent in English.  Therefore, I made a submission before the inspecting officer that I am “managing a portfolio” without understanding the implication of the word “managing a portfolio”.  My intension was to convey when I used the words “managing a portfolio” in a very general sense as a sub broker and should by no stretch of imagination be treated as a “portfolio manager” as defined under the Portfolio Manager Rules, 1993.  My humble submission is that to be classified as the portfolio manager, the attributes of the portfolio manager have to be present which would include:-

 

a)         A large number of clients.

 

b)         A contractual agreements with the clients.

 

c)         A discretion to decide as to when and where to invest the funds of

the clients.

 

d)         A receipt of fee as a portfolio manager.

e)      The funds and the scrips to be in my possession as a trustee for my clients.

 

None of these attributes are present in the given matter.  One Oza family comprising of 4 to 5 members who hailed from my native place and residing at Ahmedabad whom I knew since school days would seek my advise on the general trends in the market which I would give them without any specific recommendation to buy or sell a particular scrip.  It would mean like providing research without giving advise.  The delivery volume of the Oza family would generally not exceed 20 laks a year.  For this general advise on market trends I was not been paid any compensation whatsoever and therefore I cannot be classified as an “adviser” to fall within the definition of a portfolio manager.  My only earning from the trades of the Oza family was normal brokerage.  SEBI has just recently come out with an consultative paper on Regulation of Investment Advisers which clearly states that “Portfolio Managers Regulation in particular cover investment advisers who had discretion over and whole custody of clients assets”.  I humbly submit that I have no control over the assets of the Oza family or discretion over the decisions of the Oza family in deciding what and when to buy or sell.  Neither did I have the custody of their assets i.e. shares or funds.  I would like to give few examples to show that my acts donot fall under the provisions of the Portfolio Managers Rules.

 

1.                  If a person gives me a loan of Rs. 10,000/- and then he declares that “I am your banker” would it tantamount to having violated the RBI Regulation of doing banking business without a license?

 

2.                  If I slap my son for misbehaving and make a statement that I “hit” him would that amount to violation under the Indian Penal Code?

 

3.                  If I as a stockbroker manage the fund and my wife who is illiterate and does not understand the stock market tantamount to make me a portfolio manager?

 

All these examples are being quoted just to make a point that a trivial matter is being blown up out of proportion only for the purpose of holding me guilty of violating the provisions of Portfolio Manager, Rules, 1993. 

 

Now I would like to make my submissions regarding the allegations of my having acted as a sub broker.

 

It has been alleged that I have violated the following:-

 

1.      Circular dated May 21, 1997 which is addressed to stock exchange by SEBI while in a passing remark is made in the first para saying that you are aware sub brokers are required to obtain a certificate of registration from SEBI without which they are not permitted to buy or sell securities.  This paragraph is only a background paragraph and I can not be charged of violating this circular only because the 1st para contains this background. To hold me guilty or responsible of violations there has to be substantive provision in a circular which I should have violated.  Besides, this circular has been addressed to the stock exchanges.

 

2.      Circular dated January 15, 2001 is a circular which has been addressed to the stock exchanges telling them to inform all the “brokers” that they should not deal with unregistered sub broker.  I can not be hit by this circular because it is intended for the brokers and not the sub brokers.

 

3.      Circular dated January 13, 2004 prohibits a sub broker from dealing on behalf of his clients as a sub broker of another member in the same exchange. My humble submission is that the allegation against is that I dealt as unregistered sub broker of another exchange i.e. NSE while I was a sub broker on BSE.

 

4.      Section 12 of SEBI Act, 1992 clearly says that no sub broker shall buy or sell or deal in securities except in accordance with the condition of a certificate of registration obtained from the Board.  The Section has to be correctly interpreted which has been done so by the Delhi High Court in their order (2005) 58 scl (Delhi) where they have state that only one registration is necessary which I already had.

 

5.      Regulation 26 (xiv) of Sub Brokers, Regulations, 1992 also thus mentions that a sub broker should be liable for monetary penalty if he acts as an unregistered sub broker.  My humble submission is that this is not a substantive provision which determines a violation but only a procedural provision which says that a sub broker will be liable to monetary penalty.  I can not be alleged to have violated this provision.

 

6.      Similarly, Rule 3 of the Stock Brokers, Rules, 1992 also is a procedural provision which prescribes that an application by a stock broker for a certificate of registration may be made in form ‘A’.  My humble submission is that this Rule is applicable only for stock brokers and not sub brokers and since it is also a procedural rule I can not be charged with a violation of any substantive provision of law.

 

7.      I would also like to highlight the background of the matter to show that the violations alleged if at all committed by me were unintentional and never in defiance of any law.  I had applied for a certificate to act as sub broker somewhere in August 2002 through the broker Chandrakala.  It was only after this application I started operating as a sub broker under a genuine belief that once an application is made it was in order to start operations as a sub broker.  I was also informed by Chandrakala that this was a correct interpretation of the existing provision of law.  It was only because of this that I was allowed to put in trades of my clients through Chandrakala.

 

My volume as unregistered sub broker was very nominal which was only 81 crores in the year 2002-2003, only 14 crores in the year 2003-2004 and only 0.42 crores in the year 2004-2005. Such nominal volumes without any of these trades having violated any provisions of PFUTP Regulations or the Insider Trading Regulations  or the Takeover Regulations can not be taken as serious violation.  At the most the same has to be treated as technical violation only.  Besides there are no   investors  complaint pending against me for these trades.

I would request the Learned Adjudicating Officer to consider the following mitigating factors.

 

a.                  I have earned only a nominal / normal brokerage.

 

b.            No harm or loss has been caused to any investors because of these trades.

 

c.       My offence, if at all, is not repetitive in nature since I have subsequently obtained the SEBI registration as a sub broker for NSE.

 

3.0       Consideration of issues:

 

3.1       I now propose to discuss in detail the charges that have been leveled against AS for being adjudicated in the present proceedings, the submissions made by it in this regard and my findings on the same.

 

3.2       Charge 1 - Dealing as unregistered sub-broker

 

It has been alleged that AS has been acting as an unregistered sub-broker in violation of Section 12 of SEBI Act, 1992, Rule 3 of SEBI (Stock Brokers and Sub Brokers) Rules,1992, SEBI Regulations, SEBI circulars SMD/POLICY/CIRCULAR/11-97 dated May 21, 1997, sub-brok/Cir/02/2001 dated January 15, 2001, and SEBI/MIRSD/Cir-06/2004 dated January 13, 2004.

 

1.      In its reply dated June 01, 2005 and May 04, 2007 AS has stated that it had applied for registration as sub-broker of M/s Chandrakala Money & Capital Management Ltd. (CMCM), trading member, NSE.  It has further been stated AS had assumed that on making an application to SEBI for registration it was permitted to act as sub-broker and based on this belief and conviction, it held out as sub-broker of CMCM.

 

I observe that AS is an existing sub-broker of  M/s Wellworth Share and Stock Broking Ltd. and is holding SEBI registration no. INS 011410714 since October 10, 2002.   The fact that AS is holding SEBI registration indicates that AS is well aware of the provisions of Section 12 of SEBI Act, 1992 which stipulate that, inter-alia, every person who buys, sells or deals in securities as sub-broker can do so only  under, and in accordance with, the conditions of a certificate of registration obtained from SEBI in accordance with the regulations made under the SEBI Act, 1992. 

 

2.   While on one hand admitting its knowledge of Section 12 of SEBI Act, 1992, AS has also contended that a sub-broker is required to have only one registration with SEBI as held by the Hon’ble High Court of Delhi in the case of National Stock Exchange Member vs. Union of India and Others ( case no. LPA 327/2005) in its order dated November 07, 2005.  In this case, it has been held by the Hon’ble High Court that only a single registration with SEBI is required even if the broker has membership of several stock exchanges.

 

A perusal of the abovementioned order dated November 07, 2005 of the Hon’ble High Court reveals that this order was passed in respect of registration of a broker with various exchanges and not in respect of registration of a sub-broker with various brokers. I am therefore of the view that this judgement is not applicable in the instant case.

 

In this connection, it is also understood that SEBI has filed an appeal in the Hon’ble Supreme Court against the above order which has been admitted.  The Hon’ble Supreme Court has also ordered status quo in the matter vide Order dated 10.03.2006.  I am therefore of the view that this judgement of Hon’ble High Court is presently not binding.   

 

3.   AS in its submissions made during the hearing held on July 10, 2007 has contended that no substantive provision has been violated by it as SEBI circular no. SMD/POLICY/CIRCULAR/11-97 dated May 21, 1997 is addressed only to stock exchanges and that its first paragraph is only a background paragraph stating that as you are aware sub brokers are required to obtain a certificate of registration from SEBI without which they are not permitted to buy or sell securities.

 

A reading of paragraph 1 and 2 of the above circular dated May 21, 1997 makes it clear that there is a statutory requirement of registration of sub-brokers with SEBI without which they are not permitted to buy, sell or deal in securities.  The said circular also encloses the draft of the revised model agreement between the broker and the sub-broker.  In the salient features of the revised model agreement, it is mentioned as under:-

 

“1.       The registered sub-broker can transact only through the member broker who had recommended his application for registration by signing form C. If the Sub-broker is desirous of doing business with more than one broker, he will have to obtain separate registration in each case.”

 

The above aspects make it clear that there is a need for registration of a sub-broker with each of the brokers through whom he wants to transact. The circular should be read in its entirety.  Further in view of the large number of brokers and sub-brokers, SEBI has always been following the practice of addressing its circulars relating to brokers and sub-brokers to the stock exchanges with an instruction that the stock exchange should bring the contents of the same to the notice of its members i.e. brokers.  Members would in turn bring the same to the notice of sub-brokers.  SEBI has followed this practice since 1992 and it is inappropriate to raise a defense that the circular is addressed to stock exchanges and not directly to the sub-broker.

 

4.      In the submission dated July 10, 2007 it has also been contended that SEBI circular no. SUB-BROK/CIR/02/2001 dated January 15, 2001 is also addressed to the stock exchanges telling them to inform all the brokers that they should not deal with unregistered sub-brokers. 

 

The crux of the contention appears to be that the circular is addressed to the stock exchanges and not to the sub-brokers. The aspect of addressing circulars to stock exchanges has already been covered above. Further, a sub-broker has to always deal through a broker who has to take full responsibility for the activities and conduct of the sub-broker.  It automatically follows that the broker cannot deal with an unregistered sub-broker.  The objection raised by AS is merely technical and not substantive.  The captioned circular clearly mentions that as per section 12(1) of SEBI Act, 1992 read with rule 3 of Broker Regulations, no sub broker shall buy, sell or deal in securities unless he holds a certificate of registration.  The circular clearly states that the sub-brokers are permitted to start business only after clearance of application and receipt of registration certificate from SEBI. The contention of AS that it was of the genuine belief that having submitted the application for registration as Sub- broker of CMCM in August 2002 is not tenable and I hold that AS has violated the provisions of the SEBI circular no. SUB-BROK/CIR/02/2001 dated 15.01.2001.

 

5.      As regards SEBI circular no SEBI/MIRSD/CIR 06/2004 dated January 13, 2004 it has been contended that the circular prohibits a sub-broker from dealing on behalf of its clients as a sub-broker of another member in the same exchange while the allegation is that it acted as unregistered sub-broker of a broker of another exchange. On a perusal of the circular, I am of the opinion that this circular is not directly applicable in the instant case.

 

6.      AS has also contended that Rule 3 of SEBI (Stock Brokers and Sub Brokers) Rules, 1992 is also a procedural provision which prescribes that an application by a stock broker for a certificate of registration may be made in form ‘A’ and that this rule is applicable only for stock-brokers and not for sub-brokers. AS has further contended that since this is a procedural rule, AS cannot be charged with violation of any substantive provision of law.

 

I have perused Rule 3 of SEBI (Stock Brokers and Sub Brokers) Rules, 1992 which states as under:-

 

Not to act as stock-broker or sub-broker  without registration.

 

3.   No stock broker or sub-broker shall buy, sell, deal in securities, unless he holds a certificate granted by the Board under the Regulations:

………”.

 

The above rule clearly states that no stock-broker or sub-broker could buy, sell or deal in securities unless he holds a registration certificate from SEBI.  This rule expressly covers the compliance requirements by sub-brokers unlike the contention made by AS.  Further this rule stipulates a prior holding of registration certificate by the stock-brokers or sub-brokers before they can buy, sell or deal in securities.  In view of above, I do not accept the contention of AS and hold that AS has violated the provisions of Rule 3 of SEBI (Stock Brokers and Sub Brokers) Rules, 1992.

 

7.   Section 12 of SEBI Act, 1992 stipulates that, inter-alia, no stock-broker or sub-broker shall buy, sell or deal in securities except under, and in accordance with, the conditions of certificate of registration obtained from SEBI.  Further Rule 3 of SEBI (Stock Brokers and Sub Brokers) Rules, 1992 also stipulates the same requirement in respect of stock-brokers and sub-brokers. By trading through CMCM before receipt of registration of SEBI as sub-broker of CMCM, AS has violated the provisions of section 12 of SEBI Act, 1992 .

 

 

 

3.3              Charge 2 - Dealing as unregistered portfolio manager

 

1.      It has been alleged that AS has been dealing as an unregistered portfolio manager in violation of Section 12 of SEBI Act, 1992 and Rule 3 of SEBI (Portfolio Managers) Rules, 1993. 

 

AS, in its replies submitted to SEBI and submission made during the hearing held on July 10, 2007 has denied this charge.  In the reply dated May 04, 2007 it has been submitted that the Oza family in Ahmedabad are merely family friends of Mr. Bipin Vora, proprietor of AS.  It has been submitted that the statement of Mr. Bipin Vora recorded during the inspection is being wrongly construed to suggest that AS was managing their portfolio while it was only executing orders on behalf of Oza family and instructing them on giving and taking deliveries etc. In the submission dated July 10, 2007, Mr. Bipin Vora, proprietor of AS has submitted that he is not well educated and not fluent in English.  Its activity with Oza family was limited to advising on general trends in the market without any specific recommendation about a particular scrip.  It has also been submitted that this activity did not have any other essential attributes of portfolio management activities such as:-

 

a)     A large number of clients.

 

b)     A contractual agreement with the clients.

 

c)      A discretion to decide as to when and where to invest the funds of the clients.

 

d)     A receipt of fee as a portfolio manager.

 

e)     The funds and the scrips to be in AS’s  possession as a trustee for clients.

 

It is further been submitted that AS was also not having custody of the shares or funds of Oza family. In view of above it has been submitted that this activity may not be considered as portfolio management activity.

 

I have perused the material available on record and submissions made by AS on different occasions.  I find that the only evidence of portfolio management is the statement of Mr. Bipin Vora, proprietor of AS recorded on February 17, 2005 by the inspection team wherein it has been mentioned that AS is managing the portfolio of Oza family.  The copies of profit and loss account of AS for the years ended March 31, 2003 and March 31, 2004 available on record do not mention any income by way of portfolio management fee.  On a careful perusal of the evidence on record, I find that there is no other evidence of AS being involved in portfolio management activities other than the statement of Mr. Bipin Vora recorded before the inspection team.  There is no other evidence of the other pre-requisites of portfolio management activities.  I am therefore inclined to give benefit of doubt to AS on this charge.

 

3.4    I am of the view that raising technical objections would not obviate a statutory obligation. All the more so when the previous conduct itself proves knowledge of the statutory obligation. Therefore AS is estopped from denying knowledge of the requirement of registration with each broker or starting business only after receipt of registration. Similarly, stating that there are no pending investor complaints with regard to these trades is also not relevant.  Absence, if any, of investor complaints would not make the sub brokerage activity of AS through CMCM legal.

 

3.5       In view of above I am of the view that AS has acted as unregistered sub-broker of Chandrakala Money and Capital Management Ltd. in violation of section 12 of SEBI Act, 1992, rule 3 of SEBI (Stock Brokers and Sub Brokers) Rules, 1992, SEBI circulars SMD/POLICY/CIRCULAR/11-97 dated May 21, 1997 and sub-brok/Cir/02/2001 dated January 15, 2001. Regulation 26 (xiv) of Broker Regulations states that a sub-broker acting as an unregistered sub-broker shall be liable to monetary penalty. Thus AS is liable for penalty under section 15HB of SEBI Act, 1992 which states as under:

 

“Penalty for contravention  where no separate penalty has been provided

 

15HB. Whoever fails to comply with any provision of this Act, the rules or the regulations made or directions issued by the Board thereunder for which no separate penalty has been provided, shall be liable to a penalty which may extend to one crore rupees.”.

3.6       While imposing penalty it is important to consider the factors stipulated in section 15J of SEBI Act, 1992 which states as under :

“15J  - Factors to be taken into account by the adjudicating officer

While adjudging quantum of penalty under section 15-I, the adjudicating officer shall have due regard to the following factors, namely:-

(a)               the amount of disproportionate gain or unfair advantage, wherever quantifiable, made as a result of the default;

(b)               the amount of loss caused to an investor or group of investors as a result of the default;

            (c)               the repetitive nature of the default.”

It has been established that AS should have taken registration from SEBI prior to conducting trades in securities on behalf of its clients through CMCM.  As per inspection report, AS did trades worth Rs. 81.06 crores in 2002-2003, Rs. 14.01 crores in 2003-2004 and Rs. 0.42 crores from April 2004 till date of inspection through CMCM.  Thus AS held out as a sub-broker of CMCM and executed trades on NSE right from 2002 onwards although it was not entitled to do so as it did not have SEBI registration in this regard.   All the sub-brokerage earned by AS in respect of trades executed through CMCM. during the period that it was not registered with SEBI in this regard becomes the disproportionate gain by AS.  However, the exact amount in this regard is not quantifiable for want of availability of the specific figures.  The investors who have thus traded through an un-registered intermediary (AS) have been deprived of the redressal mechanism through the stock exchanges. The quantum of trading volume indicates that numerous transactions would have taken place over this period between 2002 to 2005. Thus this offence can be considered to be repetitive.

            As the violation of statutory obligations has been established, AS is liable for penalty. Hon’ble Supreme Court of India in its order dated May 23, 2006 in the matter of SEBI vs. Shriram Mutual Fund (Civil Appeal Nos. 9523 and 9524 of 2003) has held that levy of penalty is attracted once the violation of statutory obligations is established and the intention of parties committing such violation is irrelevant.

4.0       Penalty

4.1       Considering the material available on record, the submissions made by AS and upon a judicious exercise of powers conferred upon me under Rule 5 of SEBI (Procedure for Holding Enquiry and Imposing Penalties by the Adjudicating Officer) Rules 1995, I impose a penalty of Rs.1,00,000/- (Rupees One lakh only) on M/s Arihant Securities (proprietor- Shri Bipin Vora, PAN - AANPV7035M) sub-broker having office at  C-311, Shyam Kamal, Aggarwal Market, Near Railway Station, Vile Parle (East), Mumbai – 400 057under section 15HB of SEBI Act, 1992. I think this amount would be appropriate in view of the facts of the case.

4.2       The penalty amount shall be paid within a period of 45 days from the date of receipt of this order through a cross demand draft drawn in favour of “SEBI- Penalties remittable to the Government of India “ and payable at Mumbai which may be sent to Mr. P.K. Kuriachen, Chief General Manager, (MIRSD), Securities and Exchange Board of India, SEBI Bhavan, C – 4 A, “G” Block, Bandra Kurla Complex, Bandra (E), Mumbai – 400 051.

 

 

PLACE: MUMBAI                                                                            PIYOOSH GUPTA

DATE: JULY 20, 2007                                                        ADJUDICATING OFFICER